Have you done a lot for your employer over the past few months and developed yourself further? Then you deserve a pay rise, too. For those who don’t want to wait until their next annual appraisal, there are five classic situations that each provide the perfect occasion for a successful salary negotiation....

When purchasing a property, the seller's building insurance is transferred to the buyer. Natural hazards, outstanding premium payments and conversion - things the new owner should pay close attention to....

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