We have invaluable experience that is only developed with time. We have worked hard to establish long term relationships with the lenders, secured a professional working relationship built on respect and trust, both working together with the same end goal. To obtain the best real estate financing on the market for you.
We are communicating with our lenders on management level in order to speed up the finance approval process. We know the market and are confident that we will secure the best mortgage product for you. Foreign buyers with German residence and workplace can obtain from us an official financing certificate from a bank that you can present to the seller and therefore prove your creditworthiness.
Our services are streamlined for the demands of English speaking buyers of property in Germany, maintaining an open and clear dialogue throughout the process. Peter Kleinwächter is a pioneer in real estate financing for foreign buyers in Germany. Take advantage of Peter’s experience from 8.000+ consultations with international clients.
We start by listening to the views and expectations of our clients and then present suitable options in a comprehensible way. This allows them to make the right decisions themselves. For the implementation, we examine the offers of all relevant product providers in the market rather than trying to market our own products. In addition, clients can take care of all their important banking business with MLP.
We do not believe it is appropriate to ask for personal information, such as your income situation, when you submit information to a website. Information about the amount of your investment or assets should also be kept strictly confidential. It is not necessary to do this in order to obtain a short-term assessment of your financing project. We would like to leave it up to you how you would like to share your data with us. Just send us a short email and you will receive a result on the same day. By the way, it is not the algorithm that realises your mortgage. German banks still don’t have many computerized processes and they look much more at details. Unlike in the UK or the US, it’s not a popular sport switching a mortgage from bank to bank any other year.
You need experience. We have it.
Please do not hesitate to send us your message, question or consulting request by email or telephone. You will find our modern consulting center in the heart of Berlin, directly opposite Berlin Central Station. Our branches in Munich, Hamburg, Cologne, Dusseldorf and Frankfurt are also located in the city centres.
The applied interest rate is based on both the loan to value of the property and your employment position i.e employed or self-employed. The fixation period are from 5,10, 15, 20 or 25 years. The shorter the fixation period the lower the interest rate.
The amount of equity you invest and thus the risk of default of the banks also plays an important role.
Many banks reduce the interest rate if customers can afford to repay the loan within the fixed-interest period. This also reduces the risk of default on financing for the banks.
Only a few German banks are offering mortgages to foreign investors due to their internal lending regulations. Through our constant open dialogue with such banks and established long term relationships at senior level, we can ensure you are getting the best deals possible.
The applied interest rate is based on both the loan to value of the property and your employment position i.e employed or self-employed. The fixation periods are from 5,10, 15, 20 or 25 years. The shorter the fixation period the lower the interest rate.
The mortgage products for international investors are very standardized and you do not benefit from being able to repay the loan more quickly or from using more equity.