Get your German Mortgage the easy way

At MLP – Your-German-Mortgage we don’t take NO for an answer. Behind the scenes we have worked tirelessly to find a solution for mortgage finance for EU Blue card holders and we would like to share this positive news with you.
The choice of lenders is limited and will depend on their individual lending criteria but we will match your circumstances with the best available finance options. Because such finance is not mainstream, each proposition will be assessed on a case-by-case basis.
A few banks are making some exceptions if you are a EU Blue Card holder.
If you have a down-payment of 20% of the purchase price and you are able to pay the purchase fees (tax / notary / property agent) with your own cash.
If you only have funds to pay for the purchase fees, we can discuss your case with the very few banks that also offer 100% financing for Blue Card holders. This is always a case-by-case decision. We also have exclusive access to the financing offers of a bank that exclusively finances our clients.

German banks define 100% mortgage financing as financing the entire purchase price of a property. In any case, the banks assume that the land purchase tax, the notary’s fees and the real estate agent’s commission are paid in equity. Why? These costs do not contribute to the value of the property and the property is the guarantee for the financing.
If you are an EU- Blue Card holder, you need 33 Months until you get your long-term residence permission in Germany. If you can prove your German language skills, you can get it after 21 months.